We at Raymond Potterton Financial Services hold agencies with many Independent Life Companies so we can investigate the market for the product best suited to your needs.

Life Cover / Mortgage Protection
If you are taking out a mortgage, the lender will normally require the borrowers to take out a life assurance policy. This policy covers the lives of all parties to the mortgage and is designed to clear the outstanding loan amount in the event of one person dying before the mortgage is repaid. We will recommend the policy that gives you and your family the maximum protection at the most reasonable cost.

Specified Illness Cover
As we are all aware there are many illness that are likely to change your life in such a way that you would need financial help to pay off your mortgage. With this in mind you can choose to include specified illness protection with your mortgage cover so that your mortgage will be paid off if you die during the term of the policy or are diagnosed as suffering from one of these specified conditions during the term of the policy.

Pensions
Have you thought about what you're going to do when you've finished working? Of course you have… But have you thought about what income you'll need to do all the things that you want to do when you retire and no longer have a regular salary? So whether you are self-employed, in a job that has no occupational pension scheme or even if you are in a pension scheme in your workplace you should take a look at our pension products on offer to help ensure you enjoy a better retirement.

For further product information please contact our office on 046 9027666 or email info@raymondpotterton.com.